Property damage caused by stolen vehicle
In follow up to my last post, I was reading today on NorthJersey.com about a police chase of a stolen vehicle. Near the end of the chase, the stolen car smashed into a parked vehicle.
What would you do if it was your parked car? Who would pay to fix it? I think it highly unlikely that the thief would offer to pay for the damage. The insurance carrier for the stolen car can disclaim coverage because the vehicle was stolen. However, you can look to your own auto insurance policy for your Uninsured Motorist Property damage coverage. Depending on how much coverage you purchased, you may be able to have your vehicle fixed without any out of pocket loss to you.
